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**Terms and Conditions for Your Digital Banking Experience**
Welcome to our digital banking platform! These Terms and Conditions ("Terms") govern your use of our services, so please read them carefully before proceeding. By accessing or using our digital banking services, you agree to comply with these Terms.
### **1. Account Registration & Eligibility**
- You must be at least 18 years old (or the legal age in your jurisdiction) to open an account.
- You agree to provide accurate, current, and complete information during registration.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
### **2. Services & Features**
Our digital banking services include, but are not limited to:
- Account management
- Fund transfers & payments
- Card services
- Bill payments
- Financial insights & budgeting tools
We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.
### **3. Security & Fraud Prevention**
- Never share your login details, PINs, or OTPs with anyone.
- Notify us immediately if you suspect unauthorized access to your account.
- We may implement security measures like multi-factor authentication (MFA) for your protection.
### **4. Fees & Charges**
- Certain services may incur fees, which will be disclosed to you before confirmation.
- We reserve the right to update fee structures, with prior notice where required by law.
### **5. Privacy & Data Protection**
- Your privacy is important to us. Our **Privacy Policy** explains how we collect, use, and protect your data.
- By using our services, you consent to our data practices in compliance with applicable regulations.
### **6. Prohibited Activities**
You agree not to:
- Use our services for illegal or fraudulent activities.
- Attempt to disrupt, hack, or interfere with our systems.
- Provide false or misleading information.
### **7. Liability & Disclaimers**
- We strive to provide secure and uninterrupted services but do not guarantee error-free operations.
- We are not liable for losses due to unauthorized transactions if you fail to safeguard your credentials.
- Certain services may depend on third-party providers, and we are not responsible for their actions.
### **8. Termination & Suspension**
We may suspend or terminate your access if you violate these Terms, pose a security risk, or for legal/regulatory reasons.
### **9. Changes to These Terms**
We may update these Terms periodically. Continued use of our services after changes constitutes acceptance.
### **10. Governing Law**
These Terms are governed by the laws of [Jurisdiction], and any disputes shall be resolved in its courts.
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By using our digital banking services, you acknowledge that you have read, understood, and agreed to these Terms.
For questions, contact our support team via the email.
**Thank you for banking with us!** 🚀
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