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DPS

Neo Refund Banking DPS (Deposit Protection Scheme) Overview At Neo Refund Banking, your deposits are safeguarded through our Deposit Protection Scheme (DPS), ensuring your money is secure up to a regulated limit (e.g., $250,000 per depositor). Here’s how it works: 1. Automatic Coverage – Eligible deposits (savings, checking, fixed deposits) are automatically protected. 2. Government-Backed Security – Funds are insured by a trusted financial authority, guaranteeing reimbursement if the bank faces insolvency. 3. Seamless & Transparent – No extra steps needed; protection is applied instantly when you deposit funds. 4. Peace of Mind – Focus on banking with confidence, knowing your money is always protected. Note: Certain exclusions (e.g., investment products) may apply. Check our DPS terms for full details. Neo Refund Banking – Safe, Smart, Secure.🚀

Fund Transfer

**Sending money has never been this easy!** With just a few taps, you can transfer funds anytime, anywhere—no queues, no paperwork, just seamless banking at your fingertips. Whether you’re splitting bills, paying a friend, or handling business transactions, your money moves fast, safe, and hassle-free. 🔹 **Instant transfers** to accounts within the same bank 🔹 **Quick & secure** transactions to other banks 🔹 **Schedule payments** for future dates—never miss a due date 🔹 **Real-time notifications** so you’re always in the know No more waiting, no more stress. Just open the app, tap, and done! Your finances, simplified. 💳 **Banking made for your speed.**

FDR

How FDR (Fixed Deposit Receipt) Works on Neo Refund Banking At Neo Refund Banking, our Fixed Deposit Receipt (FDR) service allows you to grow your savings securely with competitive interest rates. Here’s how it works: 1. Open an FDR – Choose your deposit amount and term (e.g., 3, 6, or 12 months). 2. Earn Guaranteed Returns – Your money earns fixed interest, paid at maturity or periodically, based on your preference. 3. Secure & Flexible – Funds are locked in for the chosen term, but early withdrawal options (with adjusted rates) may be available. 4. Auto-Renewal or Payout – At maturity, you can renew the FDR or withdraw the principal + interest seamlessly via the Neo Refund Banking app. Enjoy higher interest rates than regular savings accounts with zero risk, all managed digitally for convenience. Start investing in an FDR today!

Loan

**Unlock Your Dreams with a Fast, Flexible Loan – No Hassle, Just Help!** Need extra funds to make life easier? Whether it’s for an emergency, a big purchase, or just breathing room, our digital bank makes borrowing simple. No long queues, no piles of paperwork—just a seamless, secure process from your phone or laptop. ✅ **Instant Approval** – Get a decision in minutes, not days. ✅ **Competitive Rates** – Borrow at rates that work for you. ✅ **Flexible Repayment** – Choose a plan that fits your budget. ✅ **100% Digital** – Apply anytime, anywhere—no branch visits needed. Life doesn’t wait, and neither should you. Get the funds you need, when you need them, without the stress. Apply now and take the next step with confidence! 💻 **Quick. Easy. Designed for You.**

Pay Bill

Paying your bills has never been easier. With just a few taps, you can settle utilities, subscriptions, and other expenses—all in one place. No more due dates to remember, no more late fees, and no more hassle. Simply link your accounts, choose your provider, and confirm the payment. Instant, secure, and seamless. Set up autopay to never miss a deadline or make one-time payments whenever it suits you. Real-time updates keep you informed, so you’re always in control. Why wait in line or log in to multiple platforms? Manage all your bills effortlessly and focus on what really matters. Pay smart, pay fast, and keep your finances smooth. The future of bill payments is here—simple, quick, and stress-free.

Transaction

Transaction Process at Neo Refund Banking At Neo Refund Banking, transactions are fast, secure, and user-friendly. Here’s how they work: 1. Initiation – You can send, receive, or request money via the Neo Refund app by selecting the transaction type (e.g., peer-to-peer, bill payment, or merchant purchase). 2. Verification – For security, we may use biometrics (fingerprint/face ID) or a one-time PIN (OTP) to confirm the transaction. 3. Processing – Transactions are encrypted and processed instantly for in-bank transfers. External transfers may take 1-3 business days, depending on the recipient’s bank. 4. Refund Feature – If a transaction fails or is disputed, our auto-refund system instantly reverses the amount or flags it for review, ensuring quick resolution. 5. Notification – You receive real-time alerts for every transaction, keeping you informed. With Neo Refund Banking, enjoy seamless, transparent, and refund-friendly transactions every time!

Withdraw

Withdraw on Neo Refund Banking Withdrawing funds from your Neo Refund Banking account is quick and easy. Simply log in to your digital banking app, navigate to the "Withdraw" section, and choose your preferred withdrawal method (e.g., bank transfer, debit card, or linked payment service). Enter the amount, confirm the transaction with your secure authentication method (PIN, fingerprint, or OTP), and the funds will be processed instantly or within a few business days, depending on the withdrawal method. Enjoy seamless, fee-free withdrawals with Neo Refund Banking!

Referral

How Referral Works on Neo Refund Banking At Neo Refund Banking, our referral program rewards you for inviting friends and family to join our digital banking platform. Here’s how it works: 1. Get Your Unique Referral Link – Share your personalized referral code or link with friends. 2. Invite Friends – When they sign up using your link and complete qualifying actions (e.g., opening an account, making a deposit, or completing a transaction), both of you earn rewards. 3. Enjoy Rewards – Earn cash bonuses, fee refunds, or exclusive perks for every successful referral. The more you refer, the more you earn! Start sharing Neo Refund Banking today and grow your savings effortlessly. Terms and conditions apply.